1. Agreement to Terms
By accessing and using sklrlll's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Services
sklrlll provides digital wallet services including money transfers, online payments, currency exchange, and related financial services. We are authorized by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011.
3. Account Registration
3.1 Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use.
3.3 Verification
We may require you to verify your identity by providing personal information and documentation. Failure to complete verification may result in limitations on your account.
4. Use of Services
4.1 Permitted Use
You agree to use sklrlll services only for lawful purposes and in accordance with these Terms.
4.2 Prohibited Activities
You may not use our services to:
- Engage in fraudulent or illegal activities
- Violate any laws or regulations
- Infringe on intellectual property rights
- Transmit harmful or malicious code
- Engage in money laundering or terrorist financing
- Conduct transactions related to prohibited goods or services
5. Fees and Charges
You agree to pay all applicable fees as outlined in our fee schedule. Fees may vary based on your account type, transaction type, and other factors. We reserve the right to modify our fees with prior notice.
6. Transactions
6.1 Authorization
By initiating a transaction, you authorize us to debit your account and execute the transaction. Once authorized, transactions cannot typically be cancelled.
6.2 Limits
We may impose limits on transaction amounts, sending limits, and withdrawal amounts. These limits may vary based on your account verification level and history.
6.3 Disputes
If you believe a transaction was made in error, contact us immediately. We will investigate according to our dispute resolution procedures.
7. Suspension and Termination
We reserve the right to suspend or terminate your account if:
- You violate these Terms of Service
- We suspect fraudulent or illegal activity
- Required by law or regulatory authority
- You provide false or misleading information
8. Liability
8.1 Limitation of Liability
To the maximum extent permitted by law, sklrlll shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
8.2 Indemnification
You agree to indemnify and hold sklrlll harmless from any claims, losses, or damages arising from your use of our services or violation of these Terms.
9. Intellectual Property
All content, trademarks, and intellectual property on our platform are owned by sklrlll Limited. You may not use our intellectual property without prior written permission.
10. Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
11. Modifications
We may modify these Terms of Service at any time. We will notify you of significant changes, and your continued use of our services constitutes acceptance of the modified terms.
12. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Contact Information
For questions about these Terms of Service, please contact us at:
sklrlll Limited
Floor 27, 25 Canada Square
London E14 5LQ
United Kingdom
Email: legal@sklrlll.com
Phone: +44 (0)20 7654 3210
14. Entire Agreement
These Terms of Service, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and sklrlll.